- Plinto raised €2.9 million in pre-seed funding from People Ventures and Emblem.
- Its AI agents compare payments with contracts and then contact suppliers to resolve any issues.
- Four former Peakon employees run the company, all motivated by a CFO who doubted the dashboard data’s accuracy.
Plinto, a Copenhagen-based startup, just raised €2.9 million in pre-seed financing from People Ventures, Emblem, and several business angels. The company’s AI agents compare transactions with contracts, budgets, and policies and take action whenever they detect issues.
“Companies have systems that record every single transaction, but checking whether those transactions actually match agreements and rules is still largely manual. We’re building AI agents that find deviations, investigate them and take action, so errors get fixed,” said Jakob Nielsen, Plinto’s co-founder.
Moving from dashboards to contract checks
Plinto was co-founded by Nielsen, Nermina Suljevic and Sebastian Rehnby; all worked at Peakon, as did chief technology officer Andreas Garnæs. Workday bought the Copenhagen employee-feedback company for about $700M in 2021.
Nielsen, having studied economics, entered the field of financial controlling by accident after being told by former classmates about the difficulties involved in closing the books. The team’s first product was a business intelligence dashboard.
However, following the CFO’s feedback and in light of new AI developments in late 2024, they automated complex data checks that previously required extensive manual work.
Plinto was launched at the beginning of 2025, and during its first year Nielsen frequently provided on-site support to finance teams and CFOs at a pilot customer.
Agents that prompt, draft, and take action
Plinto can link to a company’s accounting software, documents, banking systems, and communication tools such as Slack or Teams.
“It is not an accounts payable solution but rather a component of the background infrastructure. Agents contact the appropriate people for each payment, so staff does not need to use additional tools,” Nielsen told Tech Funding News.
According to Nielsen, Plinto divides tasks among specialised agents, continuously monitors their performance, and can allocate more than one agent to the same problem.
Human supervision remains key. Depending on what the customer wants, an agent can prompt the user, suggest an action, or draft a message for a vendor, ensuring “that the human has control of what the AI does.”
Plinto has several customers and is involved in pilot projects in logistics, real estate, facility services, and food production. In one case, agents identified around 430 problems each month in one business area, but Plinto did not state how much these issues were worth. At another client, Plinto immediately detected a duplicate invoice with a slightly different supplier name.
“Many of our customers work with low margins, so even small errors can quickly add up. The problem is that they’re often only discovered after the money has been paid. We want companies to catch and fix errors before they hit the bottom line,” Suljevic added.
No direct competitors, but many similar companies
Suljevic said Plinto has not come across a direct competitor in financial controlling, even though related solutions are available, such as accounts payable tools, ERPs, and general AI models like Claude. New start-ups are appearing in nearby areas.
For instance, Finto from Munich raised $3.4 million in July 2026 for agents that match invoices to purchase orders and handle mismatches, showing some overlap. In August 2026, Lunar’s founders raised €8.2 million for their AI audit company, Repodo. Although Repodo focuses on audits, Plinto focuses on pre-audit controls.
The AI market in accounting will reach $88.1 billion by 2034. Copenhagen is becoming a centre for these solutions, with significant funding rounds including Spektr’s $20 million Series A, Complir’s €1.7 million pre-seed, and PSV Tech’s €56 million second fund for Nordic pre-seed startups. Global investment in finance software is substantial, as Ramp’s $1.85 billion fundraising at a $60 billion valuation illustrates.
The money will mostly go toward recruiting. Plinto currently has eight employees, four of whom are managers. Suljevic intends to coordinate product, engineering, sales, and customer success in order to prepare for the next funding round.
The key challenge for this funding round is whether Plinto can convert its pilot projects into repeat contracts before larger competitors reach the same customers.
